:root{
  --ink:#0d1d2b;--ink-2:#183247;--blue:#176b91;--blue-2:#0d567a;--sky:#dff2f8;
  --paper:#f7f8f6;--white:#fff;--line:#d9e2e6;--muted:#536875;--soft:#edf3f4;
  --radius:18px;--shadow:0 20px 60px rgba(13,29,43,.08);--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit}img{max-width:100%;height:auto}.shell{width:min(calc(100% - 40px),var(--max));margin:auto}.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:#fff;padding:10px 14px}.skip:focus{left:8px}.eyebrow{display:block;color:var(--blue);font-size:.72rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.mast{border-bottom:1px solid var(--line);background:#fff}.mast>.shell{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}.mast a{text-decoration:none;color:var(--muted)}
.header{position:sticky;top:0;z-index:50;background:rgba(247,248,246,.94);border-bottom:1px solid rgba(217,226,230,.9);backdrop-filter:blur(16px)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-size:.78rem;font-weight:700;line-height:1.05;letter-spacing:.1em}.brand img{width:40px;height:40px}.brand strong{display:block;color:var(--blue);font-size:1.02rem}.brand small{display:block;margin-top:4px;color:var(--muted);font-size:.57rem;letter-spacing:.14em}.nav{display:flex;align-items:center;gap:22px}.nav a{text-decoration:none;font-size:.84rem;font-weight:650}.nav a:hover,.nav a:focus-visible{color:var(--blue)}.nav .pill{padding:10px 15px;border-radius:999px;background:var(--ink);color:#fff}.nav .pill:hover{color:#fff;background:var(--blue-2)}
.breadcrumb{padding:20px 0;color:var(--muted);font-size:.82rem}.breadcrumb a{text-decoration:none}.breadcrumb span{margin:0 8px;color:#8ea0aa}.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:68px;align-items:center;padding:74px 0 76px}.hero h1{max-width:820px;margin:.35rem 0 1rem;font-size:clamp(2.6rem,6vw,5.2rem);line-height:.96;letter-spacing:-.055em}.hero p{max-width:720px;margin:0;color:var(--muted);font-size:clamp(1.04rem,1.6vw,1.25rem)}.hero-art{position:relative;min-height:430px;border:1px solid var(--line);border-radius:30px;background:linear-gradient(135deg,#0e2030,#1a5169);box-shadow:var(--shadow);overflow:hidden}.hero-art:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.08) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.08) 1px,transparent 1px);background-size:38px 38px}.hero-art:after{content:"";position:absolute;width:230px;height:230px;border:1px solid rgba(255,255,255,.3);border-radius:50%;right:48px;top:68px;box-shadow:0 0 0 42px rgba(255,255,255,.04),0 0 0 84px rgba(255,255,255,.03)}.hero-art .diagram{position:absolute;inset:34px;display:flex;flex-direction:column;justify-content:space-between;color:#fff}.diagram .top,.diagram .bottom{display:flex;justify-content:space-between;gap:20px;font-size:.7rem;letter-spacing:.13em;text-transform:uppercase}.diagram strong{position:relative;z-index:2;max-width:330px;font-size:2rem;line-height:1.05;letter-spacing:-.03em}.diagram strong em{display:block;color:#9be2ef;font-style:normal}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 18px;border-radius:999px;background:var(--blue-2);color:#fff;text-decoration:none;font-weight:750}.button:hover,.button:focus-visible{background:var(--ink)}.button.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}.button.secondary:hover{background:var(--soft)}
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin:0 0 78px;border:1px solid var(--line);border-radius:var(--radius);background:var(--line);overflow:hidden}.trust-strip div{padding:21px;background:#fff}.trust-strip strong{display:block;font-size:1rem}.trust-strip span{display:block;color:var(--muted);font-size:.82rem}.section{padding:76px 0;border-top:1px solid var(--line)}.section-head{display:grid;grid-template-columns:1fr .8fr;gap:50px;align-items:end;margin-bottom:32px}.section h2{max-width:760px;margin:.35rem 0 0;font-size:clamp(2rem,4vw,3.5rem);line-height:1.02;letter-spacing:-.045em}.section-head p{margin:0;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:flex;flex-direction:column;min-height:265px;padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;text-decoration:none;transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.card:hover,.card:focus-visible{transform:translateY(-3px);border-color:#9bbbc9;box-shadow:var(--shadow)}.card .number{color:#92a4ad;font-size:.72rem;letter-spacing:.14em}.card h3{margin:26px 0 8px;font-size:1.35rem;line-height:1.15}.card p{margin:0;color:var(--muted);font-size:.92rem}.card .more{margin-top:auto;padding-top:22px;color:var(--blue);font-weight:750}.card .meta{display:flex;flex-wrap:wrap;gap:7px;margin:18px 0 0}.tag{padding:5px 9px;border-radius:999px;background:var(--soft);color:var(--muted);font-size:.72rem;font-weight:700}.featured{background:var(--ink);color:#fff;border-color:var(--ink)}.featured p,.featured .number{color:#b6c8d2}.featured .more{color:#9be2ef}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.step{position:relative;padding:28px 28px 28px 78px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.step:before{counter-increment:step;content:counter(step);position:absolute;left:26px;top:26px;width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--ink);color:#fff;font-weight:800}.step h3{margin:0 0 8px}.step p{margin:0;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:20px}.panel{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.panel.dark{background:var(--ink);color:#fff}.panel h2,.panel h3{margin-top:0}.panel p,.panel li{color:var(--muted)}.panel.dark p,.panel.dark li{color:#c6d4da}.checklist{display:grid;gap:12px;padding:0;list-style:none}.checklist li{position:relative;padding-left:28px}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.notice{margin:30px 0;padding:22px 24px;border-left:4px solid var(--blue);background:#fff;border-radius:0 var(--radius) var(--radius) 0}.notice strong{display:block;margin-bottom:5px}.notice p{margin:0;color:var(--muted)}
.profile-hero{display:grid;grid-template-columns:1fr 330px;gap:58px;align-items:start;padding:58px 0 62px}.profile-hero h2{margin:.5rem 0 1rem;font-size:clamp(2rem,4vw,3.4rem);line-height:.98;letter-spacing:-.045em}.profile-hero p{max-width:760px;color:var(--muted);font-size:1.12rem}.profile-card{padding:26px;border-radius:var(--radius);background:var(--ink);color:#fff}.profile-card dl{margin:0}.profile-card div{padding:13px 0;border-bottom:1px solid rgba(255,255,255,.14)}.profile-card div:last-child{border:0}.profile-card dt{color:#9bb2bd;font-size:.72rem;text-transform:uppercase;letter-spacing:.11em}.profile-card dd{margin:2px 0 0;font-weight:750}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.fact{padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.fact span{display:block;color:var(--blue);font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.fact strong{display:block;margin-top:12px;font-size:1.08rem}.source-list{padding-left:1.2rem}.source-list a{color:var(--blue-2)}
.cta{margin:76px 0;padding:clamp(30px,6vw,70px);border-radius:28px;background:linear-gradient(135deg,var(--ink),#164c63);color:#fff}.cta h2{margin:0 0 12px;font-size:clamp(2rem,4vw,3.5rem);line-height:1.05;letter-spacing:-.04em}.cta p{max-width:760px;color:#c7d7de}.cta .button{background:#fff;color:var(--ink)}.cta .button:hover{background:#dff2f8}
.footer{margin-top:78px;background:#0a1722;color:#fff}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:40px;padding:60px 0}.footer a{text-decoration:none}.footer nav{display:grid;gap:9px;align-content:start}.footer nav strong{color:#8fb0bd;font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;margin-bottom:7px}.footer nav a{color:#dce7eb;font-size:.88rem}.footer p{max-width:330px;color:#aabcc4}.footer-bottom{display:flex;justify-content:space-between;gap:30px;padding:20px 0;border-top:1px solid rgba(255,255,255,.12);color:#8fa4ad;font-size:.75rem}
@media(max-width:900px){.nav{gap:12px;overflow-x:auto;max-width:65vw;padding:10px 0}.nav a{white-space:nowrap}.hero,.section-head,.profile-hero{grid-template-columns:1fr}.hero-art{min-height:330px}.grid,.facts{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.shell{width:min(calc(100% - 28px),var(--max))}.mast span{display:none}.header{position:static}.header-inner{display:block;padding:14px 0}.nav{max-width:100%;margin-top:10px}.nav .pill{padding:8px 12px}.hero{padding:48px 0}.hero h1{font-size:2.8rem}.hero-art{min-height:300px}.trust-strip,.grid,.steps,.split,.facts,.footer-grid{grid-template-columns:1fr}.section{padding:56px 0}.profile-card{order:-1}.footer-bottom{display:block}.footer-bottom span{display:block;margin:5px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card{transition:none}}

/* Ownership calculators: no framework and no remote dependencies. */
.calc{padding:clamp(24px,4vw,44px);border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.calc label{display:grid;gap:7px;color:var(--muted);font-size:.82rem;font-weight:700}.calc input{width:100%;padding:13px 14px;border:1px solid #b9c8cf;border-radius:10px;background:#fbfcfc;color:var(--ink);font:inherit}.calc input:focus{outline:3px solid rgba(23,107,145,.18);border-color:var(--blue)}
.calc-result{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin:28px 0;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden}.calc-result div{padding:18px;background:var(--ink);color:#fff}.calc-result div:last-child:nth-child(odd){grid-column:span 2}.calc-result span{display:block;color:#9bb2bd;font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.calc-result strong{display:block;margin-top:8px;font-size:1.25rem}.calc-note{margin:20px 0 0;color:var(--muted)}.calc-boundary{margin:20px 0;color:var(--muted);font-size:.82rem}
@media(max-width:900px){.calc-result{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.calc-grid,.calc-result{grid-template-columns:1fr}.calc-result div:last-child:nth-child(odd){grid-column:span 1}}


/* Provider participation conversion rail. */
.provider-opportunity{margin:76px 0 0;padding:clamp(28px,5vw,54px);border:1px solid #b8d2dc;border-radius:28px;background:linear-gradient(135deg,#fff,#edf7f8);box-shadow:var(--shadow)}
.provider-opportunity h2{max-width:820px;margin:.35rem 0 .7rem;font-size:clamp(2rem,4vw,3.2rem);line-height:1.02;letter-spacing:-.04em}.provider-opportunity>p{max-width:820px;margin:.45rem 0;color:var(--muted)}
.provider-opportunity .provider-program-status{margin-top:18px;padding:14px 16px;border-left:4px solid var(--blue);background:#fff;color:var(--ink)}
.provider-opportunity .provider-program-status strong{display:block}.provider-opportunity .button-row{margin-top:22px}